Galaxy Coins Terms and Conditions
Comprehensive Agreement for Product Purchases and the Use of Services.
1. Introduction
Welcome to the Galaxy Coins e-commerce website (“Site”). Please read these Terms and Conditions (“Terms”, “Agreement”) carefully before using the Site or any services operated by us. By accessing, browsing, registering, or making a purchase on this Site, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, please do not use the Site.
2. Definitions
- “We”, “us”, and “our” refer to the owners and operators of this e-commerce website.
- “User”, “you”, “your” refer to the individuals or entities accessing or using the Site.
- “Product(s)” refers to any goods or services offered for sale on the Site.
- “Order” means the request you submit to purchase Product(s) from us.
3. Eligibility
By using this Site, you represent that you are at least 18 years old and you have the legal authority to enter into these Terms. If you are using the Site on behalf of a business or entity, you represent that you have written authority to bind that entity to these Terms.
4. Account Registration and Security
- You will be required to create an account to access certain features or place orders.
- You agree to provide accurate, current, and complete information during registration and to update such information as necessary.
- You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
- We reserve the right to suspend or terminate your account at our discretion, without notice, if any information provided is inaccurate or incomplete, or if you violate these Terms.
5. Orders and Acceptance
- All Orders placed through the site are subject to acceptance by us. We reserve the right, at our discretion, to refuse or limit your order for any reason.
- After you submit an order, you will receive an order acknowledgement via email. This correspondence does not signify our acceptance of your order but acknowledges receipt of your order.
- Acceptance of your order request will be reflected by the issuance of a corresponding pro-forma invoice, at which time the transaction will be deemed irrevocably confirmed.
- We reserve the right to cancel orders that cannot be fulfilled due to unavailable products, errors in pricing, or other reasons.
6. Pricing and Payment
- All prices listed on the Site are in the currency stated and are subject to change without notice.
- Prices do not include applicable taxes, shipping, or handling fees unless stated otherwise or as represented at checkout.
- Payment must be made in full via electronic funds transfer only and received by us as cleared funds within 24 hours of the invoice issuance. Only then will products be prepared for shipment or made available for collection.
- We reserve the right to cancel an order if cleared funds are not received within 24 hours from the issuance of the Pro-Forma invoice.
- Habitual failure to meet payment obligations will result in the cancellation of your customer profile and access to Galaxy Coins products in the future.
- We do not provide a merchant facility and, as such, do not accept credit or debit cards as a payment method.
- In case of payment disputes, we reserve the right to suspend or cancel your order until the dispute is resolved.
- To facilitate a cash transaction, please contact our knowledgeable staff to discuss your requirements and for confirmation of our policies, procedures and requisites using the information provided on the site’s contact page.
7. Product Information and Availability
- We make every effort to display accurate product information, including descriptions, images, and pricing. However, errors or omissions may occur.
- We do not guarantee the availability of any product and reserve the right to discontinue any product at any time without notice.
- We guarantee all gold and silver bullion products manufactured by CPG Group are to the highest standards of quality, including purity, as endorsed by the manufacturers’ ISO17025 global quality standard issued by NATA (National Association of Testing Authorities Australia) to the associated laboratory.
- All images are for illustrative purposes only; actual products may vary.
- Some products are accompanied by a certificate that references denomination, material type, and purity, as issued by the manufacturer(s).
8. Shipping, Delivery & Insurance
- Shipping and delivery dates provided are estimates and not guaranteed.
- Delivery times vary between 3 – 7 business days from the date of dispatch, depending on destination.
- Risk of loss and title for products pass to the carrier upon collection from Galaxy Coins.
- Insurance options are available at checkout.
- For consignments in excess of $5000, a flat fee of 1% of the total value is available to insure against loss in transit.
- We are not liable for delays, damages, or losses occurring during shipping.
- You are responsible for providing accurate shipping information of the destination at which you will be able to sign and receive the consignment. Additional charges may apply if packages are undeliverable.
- Product(s) will be dispatched within 3 business days of the receipt of payment in full as cleared funds in our nominated account.
- Galaxy Coins Delivery Disclaimer
Galaxy Coins accepts no responsibility or liability for any loss, theft, or damage that may occur to parcels left unattended at the customer’s premises when no person was available at the delivery address to receive and sign for the parcel. In such cases, the courier may leave the parcel at their discretion, and any resulting loss or damage is entirely at the customer’s risk.
We strongly recommend ensuring that someone is present at the nominated delivery address during standard delivery hours (9:00am to 5:00pm), or alternatively, arranging a secure delivery option in advance to prevent such incidents.
9. Returns, Refunds, and Exchanges
- Due to consistent fluctuations in precious metal spot prices, we regret to inform you that refunds are not available.
- In lieu of a return/refund policy, a buy-back option is available to our customers.
10. Intellectual Property
- All content on the site, including text, images, graphics, logos, icons, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws.
- You may not use, reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
11. User Conduct and Obligations
- You agree to use the site only for lawful purposes and in accordance with these Terms.
- You shall not engage in any activity that interferes with or disrupts the site or its servers and networks.
- You may not exploit the site or its content for any unauthorised commercial purpose.
- You agree not to upload, post, or transmit any material that is unlawful, harmful, threatening, abusive, defamatory, obscene, or otherwise objectionable.
- In accordance with Australian Law, you agree to provide us with applicable, current, photographic identification, such as a driver’s licence or passport, when required, as a prerequisite to transacting.
12. Third-Party Links and Services
- The site may contain links to third-party websites or services that are not owned or controlled by us.
- We are not responsible for the content, privacy practices, or policies of any third-party sites or services.
- Accessing third-party links is at your own risk.
13. Limitation of Liability
- To the fullest extent permitted by law, we disclaim all warranties, express or implied, regarding the site and products, including but not limited to merchantability or fitness for a particular purpose.
- We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to the use of the site, products, or these terms.
- Our total liability for any claim arising from or related to the site, products, or these terms is limited to the amount you paid for the Product(s) in question.
14. Indemnification
You agree to indemnify, defend, and hold harmless us and our affiliates, directors, officers, employees, and agents against any claims, damages, liabilities, losses, costs, or expenses (including reasonable legal fees) arising from your violation of these terms or your misuse of the site.
15. Privacy Policy
Your privacy is important to us. Our collection, use, and protection of your personal information are governed by our privacy policy, which is incorporated into these Terms by reference. By using the site, you consent to the practices described in the privacy policy.
16. Termination
We reserve the right to terminate or suspend your access to the site, without prior notice, for any reason, including breach of these terms. Upon termination, your right to use the site ceases immediately, and any provisions of these terms which by their nature should survive termination shall survive.
17. Changes to Terms and Conditions
We reserve the right to update, modify, or replace any part of these Terms at our sole discretion. Changes will be effective upon posting on the site. Your continued use of the site after such changes constitutes acceptance of the new terms.
18. Governing Law and Jurisdiction
These terms are governed by and construed in accordance with the laws of Australia. Any disputes arising from or relating to these terms or the use of the site shall be subject to the exclusive jurisdiction of the courts of Victoria.
19. Severability
If any provision of these terms is found invalid or unenforceable by a court, the remaining provisions will continue in full force and effect.
20. Entire Agreement
These terms and any policies or operating rules posted by us on the site constitute the entire agreement between you and us regarding your use of the site and supersede all prior agreements and communications.
21. Contact Information
If you have any questions about these terms, please contact us using the information provided on the site’s contact page.
Thank you for using our e-commerce website. Your business and trust are important to us.